Fees & Payment Information
Frequently Asked Questions
Are you in my insurance network? Do you accept Medicare or Medicaid?
At this time, no. We are an out-of-network provider and do not accept insurance. Our reception team will collect payment at the time of your visit via Credit Card, Check, Cash, PayPal, or eligible Health Savings Account (HSA) or Flexible Spending Account (FSA).
I am a veteran and am concerned about payment. Do you have an option to help me?
We support our men and women in uniform. Low-cost treatment for posttraumatic stress disorder (PTSD) is offered for veterans and active duty persons suffering as a result of trauma connected to service or otherwise, who could not otherwise afford treatment.
Can I use my Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for my visits?
We urge you to verify this with your insurance plan provider. Many of our clients use their HSA or FSA to pay for their sessions. This is an excellent option for paying for treatment as FSA and HSA accounts are tax-advantaged. To learn more visit: www.irs.gov/publications/p969/ar02.html
Is it possible I am eligible for partial reimbursement from my insurance plan for the sessions I have paid for or pay for in the future?
Yes. We urge you to contact your insurance provider to verify your specific benefits coverage (see below). Some clients have very low annual out-of-network deductibles ($500) while others have very high
deductibles ($12,000); in many cases, once annual deductibles are met, clients receive half back (between 10% and 70% reimbursement) for sessions based on "allowable rates." Clients with Anthem/Blue Cross, Humana, and United
Behavioral Health have all been able to obtain reimbursement.
What is an "allowable rate"?
This varies by plan, but broadling speaking is an amount set by your insurance provider relative to the type of provider by whom you are being treated. For example, the allowable rate for a psychologist might be $70, 100, or another amount for a 45-minute session. Often the allowable rate is lower than the rate we bill.